We HIGHLY recommend you include trip insurance so that you will be refunded if you need to cancel your trip.
There is also a great insurance option for an annual plan for those who travel multiple times a year.
We highly recommend working with Insurance Consultants International because they take personal care of you. They have three plans set for people traveling with us, but they can purchase any insurance plans you'd like. Feel free to ask them any and all questions! For some types of coverage the sooner you purchase insurance the better.